One of the silver linings of demonestisation has definitely been the adoption of cashfree transactions, and thus e-wallets. The services had been presented to us for a while, but people had their apprehensions towards using them. With limited or no cash in our pockets, services like FreeCharge and others are started to being widely adopted. Undoubtedly, the user base of these services is speculated to increase in the coming months.
People have realized how much easier it is to make payments with e- wallets. The simplicity with which money can be transacted and managed is commendable. One such app is Freecharge, being used at over 200,000+ online and offline merchants like Snapdeal, Bookmyshow, Swiggy, Zomato, Shoppers Stop, McDonald's, Cafe Coffee Day, IOCL, IRCTC, Jet Airways, HPCL, Bata, etc.
The app is absolutely easy to download and install, being available across Google PlayStore, iOS Appstore and Windows Marketplace. All you need to create an account is your either you mobile number, e-mail id, or Facebook/Google+ account – it’s that simple. While adding money is as easy as a couple of simple steps, the security offered is a major benefit.
Let’s dive in to some of the unique features of this app.
1) Person-to-Person (P2P) and Person-to-Merchant (P2M) Payments: For payments, on the payment page, click "Pay with FreeCharge" and use your FreeCharge balance and/or saved cards, new cards or net banking to make the payment.
You can also make secure payments on mobile app at offline merchants by scanning their QR Code or using their mobile number as well. This has been a real comfort in the present cash crunched scenario. Alternatively, you can generate an On The Go Pin to pay the merchant.
2) Speed-Pay: As the name suggests, paying gets as quick as tapping on a button and it minimizes the effort of feeding the information all over again for the same merchant. Keep your wallet loaded and all your transactions will take are barely 10 sec. be it recharges, paying a friend or shopping online, Speed Pay Additionally, FreeCharge serves more convenience by reminding you about utility bill payments, ensuring you avoid late payments.
3) Chat-N-Pay: The option comes handy when you realize you owe money to your friend or vice versa and can complete the transactions over a chat. It creates a safe environment for all your monetary transactions while sending you reminders of your pending dues with friends and family. Moreover, the entire transaction process takes less than 10 seconds if your wallet is preloaded with money.
4) Split-Bills: Well, who wants to get burdened with paying entire dinner bill and then waiting to receive money? Every time friends meet up, the conversations culminate with an argument over who will pay the bill. The split-bill feature works very well in this respect, splitting bill among a group of friends - be it a lavish dinner, clubbing with friends or a short vacation. Just open the app, select the friends to split your bill with (provided they have Freecharge too) and the wallet will do the rest!
Freecharge not only saves you from the cash crunch effort but also makes you a smart shopper as you can make significant savings at numerous vendors. What’s more? Presently, their Eat Shop Love Festival is going – with some lovely offers on arrange of brands in food, shopping and travel. From Swiggy to Shopper Stop, you are bound to find the perfect offer for yourself.
All in all, FreeCharge is not only limited to online vendors but has expanded to our nearest local shop where we can buy groceries going cashless. It has definitely created a great user experience for customers helping them take a step towards technological evolution and adoption of e-wallets.